Products

Permanent Life Highlights

  • Whole Life, UL – Traditional Cash Value , Guaranteed Death Benefit and High Early Cash Value products
  • Minimum Face – $50,000 ( UL ) or $25,000 ( WL ) ;
  • Senior Life – Simplified Underwriting- final expense policies
  • Issue Ages 0 – 85

Submit Your Online Permanent Life Illustration Request Here

Term Life Highlights

Run a Term Life Comparison Yourself

  • Competitive Term w/ Many Carriers
  • Quick Applications w/ several companies
  • Guaranteed Level Periods ( 10, 15, 20, 25, 30 Years )
  • Minimum Face – $100,000 most carriers
  • Issue Ages 18 – 70 (depending upon product and state)

Submit Your Online Term Life Illustration Request Here

Survivorship Life Highlights

  • Universal or Whole Life – accumulation or guarantee products
  • Minimum Face – $50,000
  • Issue with one uninsurable
  • Issue Ages 0-90

Submit Your Online Survivorship Life Illustration Request Here

Disability Income Highlights

  • Individual &Multi-Life Disability
  • Simplified Underwriting (no meds or financials) up to $3500/month
  • Disability Buy-Out and Overhead Expense
  • Guaranteed Renewable Available
  • Non Cancelable and Own Occ Definitions Available
  • Many Occupations Covered ( from Blue to White Collar )

Submit Your Online Disability Illustration Request Here

Long Term Care Highlights

  • Partnership and Non-Partnership Plans
  • Newer LifeStage type products and Life/LTC hybrid products
  • Contract Types: Daily, Monthly, Indemnity
  • Discounts Available:
    • Preferred Health
    • Marital &Spousal
    • Affinity Group
    • Multi Life
  • Payment Options – 10 yr paid up, to age 65, and others

Submit Your Online Long Term Care Illustration Request Here

Annuity Highlights

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
  • Flexible Premium Deferred Annuity
  • Equity Index Annuity
  • Guaranteed Rates ( 1 – 5 Years )
  • Surrender Schedules ( 4 ,5, 7, 9 +Years )

Submit Your Online Annuity Illustration Request Here

Click Here for Current Annuity Rates (for best viewing, please print)