Have you been ignoring fixed annuities recently because of low rates? It may be time to reconsider!
Consider that annuities pay considerably more than CD’s and Money Markets AND typically allow 10% withdrawals each year.
Consider that bonds and bond mutual funds are vulnerable to interest rate risk…and have relatively low yields as well. Annuities offer a fixed rate of return, WON’T decrease in value when interest rates begin to rise, AND don’t have management fees.