PRODUCT SPREADSHEET

 

 

COMPANY NAME LIFE DISABILITY HEALTH
  Whole Life Universal Life TERM Second To Die Indv OE Buy-Out Long Term Care
                 
Genworth of NY 0-79*
$30k+		 0-79*
$25k+		 0-75*
$50k+
5 / 10 / 15 / 20 / 30 Yr		 15-79*

$100k+

UL

        
American Progressive 45-75*
$2k - $35k		     20-79*
$100k+
UL		        
Bankers Life of NY   0-85*
$25k+ std
$100k+ pref		 18-70*
$100k+
10 / 20 / 30 Yr		 20-85*
$250k+
UL		        
Berkshire Life
(Guardian)		         18-60*
Blue & White Collar		 18-60*
Business Owner		 18-60*
Business Owner		  
GE Financial               18-79*
Partnership
Non-Partnership
John Hancock 0-85*
$50k+		 0-85*
$100k+		 20-60*
$100k+
10 / 15 / 20 / 25 / 30 Yr		 20-80*
$250k+		       18-84*
Partnership
Non-Partnership
Mass Mutual 0-85*

50k

 0-85*

50k

 18-75*

$100k+

ART/5/10/20/30Yr

 18-90 (85)*

50k+

WL/UL

 18-64*

Blue & White Collar

 18-60*

Business Owners

 18-60*

Business Owners

 40-80*

Non-Partnership

Cash Option
MedAmerica               18-85*

Partnership/Non-Partnership

Cash Option
Metropolitan Life 0-85*
$25k+		 20-80*
$250k+		 18-75*
$100k+
YRT / 10 / 15 / 20 / 30 Yr		 20-80*
$250k+		 18-59*
Blue & White Collar		 18-59*
Business Owners		   40-84*
Partnership
Non-Partnership
Cash Option
Principal Life   0-85*
$50k+
0-19* $25k+		 20-65*
$150k+
ART / 10 / 20 Yr		 20-85*
$100k+
UL		 20-60*

Blue & White Collar

 18-60*
Business Owner		 18-60*
Business Owner		  
Prudential Select 20-80*
$100k+		 0-90*
$50k+		 18-65*
$250k+
10 / 15 / 20 / 30 Yr		 0-90*
$250k+
UL		       18-84*
Non-Partnership

cash option
Security Mutual 0-79*
$25k+		 0-80*
$50k+		 18-75*
$100k+
10 / 15 / 20 Yr		 20-85*
$100k+
WL / UL		        
Union Central/First Ameritas 0-85*
$25k+		 0-85*
$100k+		 0-70*
$100k+

10/15/20/30 Yr

 0-85*
$100k+    UL		 18-64*
Blue & White Collar		 18-64*
Business Owner		    

*Issue Ages                                                               All amounts shown are minimum face amounts for each product

Annuity Companies                                 Click Here for Current Annuity Rates
                                                                                    (for best viewing, please print)
 

Allianz Life of NY                          National Integrity                          
American Progressive                  Presidential                                                                                               F&G Life/Old Mutual                    Principal                                                                      
Genworth                                    Security Mutual                                                                           ING/Reliastar                                                                                                                                            Lincoln Financial/Jefferson Pilot                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Additional Senior Products

Guaranteed Life                                                                                                                                      Presidential Life                                                                                                                                 

Medical Supplement                                                                                                                                  American Progressive     Plans A, B, C, D, F, G   Ask us for a rate sheet  (rates are listed by county) 

Home Health Care Only - LTC
    American Independent Network In Co of NY  (Penn Treaty)                                                       MedAmerica

Facility Only - LTC
    Metropolitan Life                                                                                                                       MedAmerica                                                                                                                                         Metropolitan Life


Financial Services Products
                        Principal Financial Group                                                                                         

Variable Life
    VUL - Issue Ages 0-85  -  Min Face $50k+
    SVUL - Issue Ages 20-85  -  Min Face $100k+
    Available to Reg Reps where B/D has a selling agreement

Variable Annuity
    Issue Ages 0-80
    Min Deposit - $1,000Q - $2,500NQ
    Available to Reg Reps where B/D has a selling agreement

401 (k) Security Builder
    Competitive plan for small businesses
    Available to life agents as a group annuity product


Group & Multi-Life Products

Multi-Life Disability
    Principal Financial Group, Metropolitan Life, Union Central, Mass Mutual

Multi-Life Long Term Care
   Metropolitan Life, John Hancock, MedAmerica, Mass Mutual, Genworth

Voluntary UL & WL
    Security Mutual Life, American Mayflower

Voluntary Ltd                                                                                                                                    Principal Financial Group

Group Life
    Security Mutual Life, Principal Financial Group

Group LTD, STD & Dental
    Principal Financial Group

 

Shipp Financial is your exclusive source for Principal Financial Group in northern New York!


           
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